Insurance & Self Pay Information
I am an in-network provider with Blue Cross Blue Shield of Wyoming for trauma and therapy services. Even though I am in-network, it is important that you reach out to your insurance company to find out more information about your benefits. Here are some questions that may be helpful for you to ask them:
• Do I have a deductible? If so, how much is it and have I met it yet? *If you have not met your deductible, you will owe full fee per session until your annual deductible is met.*
• Once I have met my deductible, how much will I owe per session?
• Does my health insurance plan include mental health (psychotherapy) benefits?
I am considered an Out-Of-Network (OON) provider with other insurance companies. Although you will pay the full fee at the time of service, I can provide you with a billing statement for services rendered so you may file an OON provider claim to obtain reimbursement. I will submit to Cigna and UC Health as a courtesy and they will reimburse you directly.
• As an OON provider I am not aware of how much you will be reimbursed by your insurance carrier. If you wish to pursue this option, I recommend contacting your insurance provider and asking the following questions to determine your benefits:
◦ Does my health insurance plan include mental health (psychotherapy) benefits?
◦ Do I have Out-Of-Network mental health benefits?
◦ Is any pre-approval required before obtaining Out-Of-Network mental health services?
◦ Do I have a deductible? If so, what is it and have I met it yet?
◦ If I have out-of-network mental health benefits, will I be reimbursed the full amount I paid or a portion?